Savings & Investment Advice
Independent
Portfolio Research
Aim to maximise growth prospects
Help Spread risk
Offer a range of carefully selected and monitored Investment Managers
Give you the option of a regular and predictable ‘income’
Allow you to switch between funds easily
Help to reduce your personal liability to Income and Capital Gains Taxes
Tax Efficiency
Our Specialist Team considers the following investment vehicles when building your financial plan.
- ISA’s
- Onshore Bonds
- Offshore/International Bonds
- Unit Trusts
- Pensions
- Cash based bank accounts
- Trust based solutions
Our Approach to
Investment
Management
Our Approach
Creating the right investment strategy.
Whether you are are new to investing and looking to invest monthly, or if you have a lump sum in cash or portfolio, we are able to help.
We offer advice that helps create the right investment strategy, which is bespoke to you and based on your position.
What makes us different?
Many UK based Wealth Financial Advisers are restricted to offering UK-based retail funds and managers. The St. James’s Place approach is different, and this approach enables us access to fund management expertise that is often only available to large institutions or overseas retail investors.
Our range of investment solutions and ongoing services has been carefully refined to help you reach your financial goals. Our risk-rated portfolios and Discretionary Fund Management enable you to spread your investments across a wide range of global asset types, run by fund managers with different investment styles, to create a balanced and diversified investment solution.
Book your no obligation meeting with one of our experienced advisers today.
Meetings are available Monday to Saturday, 9am to 8pm and these can take place at one of our Bristol offices or at your home address.
Lets make a plan…
Powerful lifetime
cashflow modelling
We first create your personalised Lifetime Plan, which provides a snapshot of current financial arrangements and expenditure, we then fast forward to see what the likely results are in the future, quickly identifying potential issues. We can then work together to identify your individual goals and lifetime cashflow needs.
Creating, managing and
protecting your wealth
Once your Lifetime Plan has been created, we apply our knowledge and skills looking for potential opportunities and risks. At subsequent reviews, track progress against your individual goals.
What happens if?
The powerful and flexible ‘What-If’ features in our system allow us to test recommendations. We can model almost any scenario and plan accordingly based on probability, relative risk and your goals.
The ultimate aim of this process is to ensure we can answer the big questions you may have, such as, “What happens if?”, “Will we be alright?” and “Can we afford to?” We can model the implications of premature death or disability and calculate any life insurance shortfalls. Any potential shortfall in savings can also be identified, which can be very helpful for retirement planning.
Independent Portfolio Research
St. James’s Place also utilise the services of Stamford Associates and Redington.
Stamford Associates is a leading international investment research consultancy, Stamford Associates concentrates its entire resource to servicing a small number of institutional clients, amongst which St. James’s Place is unique because it is the only provider of wealth management solutions to private clients.
Redington is an independent, wholly employee-owned, investment consultancy firm. Its clients include pension funds, wealth managers, insurance companies and charities. Redington’s team has grown significantly, and has a combined total of over 300 years’ investment consulting, actuarial, capital markets and asset management experience.
The St. James’s Place Investment Committee
The funds that make up our portfolios are selected from across the globe by some of the UK’s finest investment experts and industry professionals including John Betteridge who has 40 years’ experience in financial services in the UK and abroad. He was formerly Chief Investment Officer for the UK division of Prudential plc.
Davina Curling who has worked at some of the biggest names in the industry, including SMBC Nikko Securities, Foreign & Colonial Investment Trust and Royal & Sun Alliance.
Steven Daniels who has has over 35 years’ experience as a fund manager and Chief Investment Officer and Kathryn Graham who has has nearly thirty years’ experience within investment management as a direct investor of substantial multi-asset portfolios.
Discretionary Fund Management
In addition to the services above, we also offer access to Discretionary Fund Management via Rowan Dartington, the discretionary fund management and stockbroking arm of St. James’s Place.
Want to find
out more?
Our team are here to help you find the right solutions for your specific requirements. Book a free, no-obligation zoom/teams meeting today.
0117 440 7869
Knightwood Court, Mead Road,
Stoke Gifford, Bristol, BS34 8PS
0117 244 7583
Park Edge, 359A Church Road,
St George, Bristol, BS5 8AQ
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