How we work

We aim to make things as simple for you as possible.


No-obligation initial consultation

The initial consultation aims to give you with a clear understanding of what you can expect from your Financial Adviser. We go over the cost of our services and the type of advice we provide.

We also discuss your immediate and future financial goals and aspirations. We then gather detailed information about your current personal and financial circumstances.


Analysis and research

Your Financial Adviser will now complete a thorough review of your circumstances and analysis of any existing arrangements. The purpose of this is to assess the suitability of your existing arrangements in relation to your current and future financial needs and objectives.

If required, your Financial Adviser will confer with your other professional advisers, such as your solicitor or accountant.



Your Financial Adviser presents the results of the analysis and provides personalised recommendations. We will provide you with a comprehensive report detailing the reasons for our recommendations and how any financial plan is to be implemented.

We being implementing the appropriate solution on your behalf, Your Financial Adviser presents the results of the analysis and provides personalised recommendations.


Maintain and review

On an annual basis we will review your financial plan and any investment strategy we may have implemented. If required, it is at the annual review meeting we will recommend adjustments to your financial plan to reflect any change in circumstances.

Tim has always given my wife and I a personal service tailored to suit our needs, never feeling as though we are dealing with a corporate organisation.

John & Lisa

After receiving details of my transfer value from my defined benefit scheme, I approached Tim for advice on the suitability of a transfer to a defined contribution arrangement.

Nick Veale

0117 440 7869

Knightwood Court, Mead Road,
Stoke Gifford, Bristol, BS34 8PS

0117 244 7583

Park Edge, 359A Church Road,
St George, Bristol, BS5 8AQ

Cleeve Financial Planning with St. James’s Place Wealth Management PLC are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see our Privacy Policy or the St James’s Place Privacy Policy .